This shows that risk-based bank ratings can be a parameter of bank health. Diantara tokoh yang mula-mula memperkenalkan manajemen secara keilmuan adalah Robert Owen (1771-1871).Owen, seorang pembaru dan industrialis dari Inggris adalah diantara tokoh pertama yang menyatakan perlunya sumber daya manusia di dalam organisasi dan. This because the value of each variable already appropriate with Bank Indonesia determination and it summed up that Non-Foreign Exchange Bank already apply it well. Owen dan Babbage: Dua Pionir dalam Ilmu Manajemen secara keilmuan baru terumuskan kurang lebih di akhir abad 18 atau awal abad 19 Masehi.
Whereas NPL, independent commissioners, ROA, ROE, and BOPO do not affect financial distress. This because the fourth variable had an important thing on liquidity, independent oversight, interest income, and capital adequacy. LDR ratio has a significant negative effect, board size has a significant positive effect, NIM has a significant negative effect, and CAR has a significant negative effect on financial distress. The results of the study found the influence of LDR, size of the board directors, NIM, and CAR. The sample was determined using purposive sampling, find 20 non-foreign exchange with data analysis techniques using logistic regression. Perkembangan Ilmu Manajemen Sumber Daya Manusia merupakan pengembangan dari proses sistematis dalam fungsi manajemen yaitu perencanaan, pengorganisasian, pengarahan dan pengawasan sumber daya organisasi yang berupa manusia dalam rangka pencapaian tujuan bersama, diperlukan kemampuan dari orang-orang yang berkecimpung dan tertarik di bidang. The population was all non-foreign exchange banks, amounting to 30. The research year is 6 years from 2013-2018. The yardstick used in this research is the bankometer model. The risk-based bank rating ratio consists of risk profiles proxied by NPL and LDR, good corporate governance proxied by the size of the board directors and independent commissioners, earnings proxied by ROA, ROE, BOPO, and NIM, and capital proxied by CAR.
This study aims to examine the effect of risk-based bank rating on financial distress. Banking health is very important to be maintained because banks play an important role in society, especially as increasing the country's economic growth.